LOAN QUESTIONS

How long do I have before a delinquency is reported to the credit bureau?
A loan that is at least 30 days delinquent will be reported to the credit bureau
Mon, 2 Dec, 2019 at 7:14 AM
How long must I be a member before I can apply for a loan?
Once you have deposited $5.00 into your savings account, you immediately become eligible for all membership benefits. This includes applying for loans
Mon, 2 Dec, 2019 at 7:15 AM
If I apply for a loan online/over the telephone, when can I expect to hear something back?
You can apply for a loan online, by telephone, or in any financial center. Once you submit the application, a loan officer will contact you within 24 busine...
Mon, 2 Dec, 2019 at 7:16 AM
Is there any penalty for paying off my loans early?
There is no penalty for making a loan payment early.  A payment will need to be made each month so the loan will not become delinquent.  For most loans, th...
Mon, 2 Dec, 2019 at 7:17 AM
What is the procedure to receive my vehicle's title?
Once a vehicle loan has been paid in full, the title will automatically be mailed to your home address within three weeks.    If the vehicle is being sold...
Mon, 2 Dec, 2019 at 7:18 AM
What options do I have for paying my loans?
Regular loan payments can be made through payroll deduction, automatic transfer from an Allegacy account, bank transfer from outside financial institution, ...
Mon, 2 Dec, 2019 at 7:19 AM