When you use your Visa check card, you have the option of selecting either debit or credit. If debit is selected, you will be required to enter in your four-digit PIN and the transaction will post to your account immediately. This type of transaction is a point-of-sale. With a point-of-sale, the only information the merchant provides to us is their address. This is why only the address is listed when the debit side of the card is used.
If credit is selected, you will be required to sign your name for the purchase and the transaction is processed through Visa. The transaction can take up to five business days to post to your account. The merchant's name will be listed in your account history when the transaction posts