Courtesy Pay is a service we offer a select group of members as additional protection for their checking accounts.  This is in addition to your existing overdraft source(s).  With Courtesy Pay, we will pay any transaction that comes through up to a preset limit that is determined by the member's account.  When we pay the item for you, your checking account balance will fall negative.  A $29.00 non-sufficient funds fee will be charged for each transaction that is paid through Courtesy Pay