Periodically throughout the year, we review our membership base to determine which members are eligible for Courtesy Pay.  To become eligible, you will need to have direct deposit into your checking account, have no non-sufficient funds activity for at least six months, and have a current overdraft source (i.e. savings account, Overdraft Protection loan).  A letter will be mailed to you to notify you of when you have been approved for this service.  This service cannot be applied for.  It is a privilege that is given to qualifying members