A majority of our loan products do have a grace period before a late fee is charged.  As a general rule, installment loans, lines-of-credit, and Equity loans have a grace period of 15 days.  Indirect loans have a grace period of 10 days.

Note:  Each loan has its own loan agreement and the above grace periods may not apply to your loan.  For specific information regarding you loan agreement, please contact us through Live Chat or by calling Member Services at (336) 774-3400 or (800) 782-4670